Think advice isn't for you or is too expensive? We're completely changing how it works to give you the advice you need at the price you want.
We Get to Know You
Within our subscription plans, we get to know your full financial circumstances, and provide holistic advice to help you achieve your goals.
Independent & Whole of Market
We consider products from all providers to ensure you get the most suitable product or service, at the best price.
Robo advice is a misnomer*. Very little financial advice or planning is provided via robo advice, compared to a service centred around providing advice to its clients.
At uprosper®, we understand your financial circumstances, and digitally deliver real, human advice across all aspects of your financial being.
Regulated
We are fully authorised and regulated by the Financial Conduct Authority, adhering to a high standard of professionalism and ethics.
Advisers
Our clients receive advice from real, human advisers, each carrying relevant qualifications across a range of advice areas. Advice is not automated.
Affiliation
uprosper® is affiliated with the PFS*. Amongst our advisers, we have memberships and fellowships with the PFS* and the CISI*.
Mission
We believe financial advice and planning is necessary for all. Our mission is to make it more accessible, fair and efficient.
Technology
We have developed our own technology in-house which helps to cut costs, enabling us to pass these savings onto our clients.
Best Outcomes
To achieve the best outcomes for clients, we consider all products in the whole market to source the best deals.
Your current financial circumstances are mapped to your future objectives, identifying shortfalls or misalignments inbetween.
Here's a snapshot. See our comprehensive frequently asked questions section.
Yes. We employ real, qualified and authorised financial advisers and planners who provide the advice to you.
There is no compromise. We have developed our own proprietary technology in-house which enables us to pass on significant cost savings to our clients. We also choose to do business and interact with clients in a much more efficient way.
Terms vary depending on the plan chosen. Except for our mortgage-only plan, you are committing twelve months at a time, and can pay monthly or upfront at a discount. We have decided on this length of engagement to ensure a full service and appropriately timed reviews. One-off fixed fee services are just that. You will agree a fee with us, and pay it once for the service.
Unless you have very complex financial circumstances, we are very likely to be right for you. We do not discriminate based on how much money you have to invest. If you don't have much, we will help you get started. If you have a larger portfolio or sum of money to invest, our fees remain fixed so you are charged no more than if you had a smaller portfolio.
Our ongoing subscription plans (excluding the mortgage only plan) require a 12-month commitment. Renewable each year for continuous, ongoing service and reviews. One-off services are fixed-fee and do not include ongoing services or any commitment.
£ 33 /m
£ 55 /m
NO FEE
Risk
We have the tools, experience and knowledge to assess your attitude to risk and thereafter ensure your portfolio does not expose you to risk beyond your tolerance.
Range
We have access to a very wide range of investment options from providers across the market without restriction.
Cost
Our proprietary technology, developed in-house, enables us to pass on significant cost savings. Our way of working is digital-led and very efficient. We do not charge fees as a percentage of your portfolio.
Inclusion
We don't discriminate based on the size of your portfolio or assets. Even if you don't have a lump sum to invest, we welcome you. You can get started from just £1.
Advice
Our service provides full, real financial advice and planning across your financial objectives, goals and circumstances. We don't automate or ignore the important things.
Whole of Market
Robo advice places your money in pre-determined funds managed on their behalf. We consider all providers in the market and choose on the basis of a range of criteria. We are not attached to any one fund manager.
uprosper® provides an affordable, efficient financial planning & advice service. We keep things simple and transparent, with achieving your objectives and best outcomes our utmost priority.
Register Now FAQs